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Enrolling in high-quality health insurance also can help you avoid large medical bills that can cause financial hardship and even medical bankruptcy.

With health insurance, you can go to the doctor for:

  • Preventive services to help you avoid serious illness.

  • Care for ongoing health conditions.

  • Treatment for new health issues, such as chronic disease or injury.

Understand Your Options

Health insurance can be confusing. The good news is there are several resources that can help you understand and compare health plans:

Summary of Benefits and Coverage:

If you have a private health plan through your employer or that you buy on your own, you should get a standardized, easy-to-understand form called the Summary of Benefits and Coverage. You can use it to help you compare different insurance options and costs. Ask your insurer for it if they don’t provide it.

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"We are healthy...

only to the extent that our ideas are humane."

- Kurt Vonnegut

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